Wills vs. Trusts in Florida: Which One Is Right for You?

When people think about estate planning, the big question is usually: “Do I need a will or a trust?”

Here’s the simple breakdown:

✍️ Wills

A will says who gets your property when you pass away. You can also:

• Name guardians for kids

• Pick someone to handle your estate

• Leave instructions for personal items

Downside in Florida: wills usually go through probate, which can take time and money.

📜 Trusts

A living trust holds your property while you’re alive, then passes it directly to your loved ones - no probate.

Trusts can:

• Save time and expense later

• Keep things private (probate is public)

• Help if you become incapacitated

• Set rules, like kids only inheriting at a certain age

⚖️ Do You Need Both?

In many cases, yes! Most people with a trust also have a “pour-over will” which is a simple will that scoops up anything not already in the trust and pours it in. It’s a safety net to make sure nothing gets left behind.

For some Floridians, a will is enough. For others, a trust makes things much easier for their family. And for many, the best plan is a little of both. The key is choosing the option that fits your life and putting it in place now so your loved ones don’t have to worry later.

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If you’re ready to explore your options or just want to chat about what might work best for you, I’d love to help! Book your Free Consultation down below!